Not just any
Standard Account
From everyday spending to long-term planning, our Standard account knows no boundaries. Smoothly send online or offline, spend, save, manage and more with 24/7 customer support In-app.
Everything you need, in one spot
Save, spend, grow, manage and live smarter with Fundity.
Earn up to 20% per annum
Watch your money grow with competitive rates.
Link all of your accounts
Get a full and secure view of all your money, and manage them all in one place.
Offline services
No internet? No problem. Send and receive money seamlessly, buy data, airtime, pay bills, even when you're offline without leaving the platform.
Loan membership plans
Access smarter loans with lower interest rates, higher limits, and exclusive member rewards that grow with you.
FundPulse
Stay financially fit, track your financial health, get insights, and level up your money habits.
Multiple currencies
Hold and exchange money in naira, dollars and euros with Fundity exchange rate. No additional fees.
FundGem
Turn your everyday spending into real rewards. Every transaction earns gems, stack them, redeem them, and let your money give back.
Palm ID payments
Go beyond cards and codes, pay instantly with your palm. Secure, fast, and futuristic.
FundSave
Grow your money your way, set flexible or fixed plans, and earn up to 20% interest effortlessly.
Examine your finances
Set a budget, check up your financial activities, track your money with ease, see where it goes, spot habits and take smarter steps toward better financial balance.
Vira - Say It. See It. Sorted
From checking balances to exploring features, your voice is all it takes. Vira turns words into seamless action.
Cira - Chat. Ask. Solve
Meet your smart support companion. Cira helps you find answers, fix issues, and learn how to make the most of Fundity anytime, anywhere.
Know your money. Master your habits
Track your financial health in real time with smart AI insights. The higher your Pulse, the stronger your financial control.
Start your Fundity experience in 4 Steps
Seamless setup. Smarter banking. Start your new chapter in just minutes, no stress, no paperwork, no waiting.
Open Account
Get Fundity from your app store and create your account in minutes.
Secure & Verify
Set up your passcode / biometric security for instant access and complete your quick KYC.
Link Accounts
Bring your existing accounts together by connecting all your bank accounts in one place.
Personalize & Explore
Enable your AI tools (Vira & Cira), set your preferences, and start experiencing Fundity your way.
Open Account
Get Fundity from your app store and create your account in minutes.
Secure & Verify
Set up your passcode / biometric security for instant access and complete your quick KYC.
Link Accounts
Bring your existing accounts together by connecting all your bank accounts in one place.
Personalize & Explore
Enable your AI tools (Vira & Cira), set your preferences, and start experiencing Fundity your way.
Your Money, Always Secure
Built on advanced encryption, AI fraud detection, and biometric protection, Fundity safeguards your funds every step of the way. Your privacy isn't a feature; it's a promise.
The Essentials
Simply sign up with your BVN or NIN, verify your identity, and you're ready. Manage all accounts, cards, and goals from one dashboard.
Fundity may review and adjust interest rates based on market conditions or partner microfinance bank policies. Any changes will always be communicated before they take effect.
If you save ₦100,000 for a year at 20% per annum, your balance would grow to approximately ₦120,000.
It's your financial health tracker. Fundity Pulse measures your performance, spending balance, and saving habits to give you a live score and insights.
Our AI assistant, Cira, and live support team are available 24/7 through the app.
Ready To Take Control
Of Your Finances?
Open an account today and simplify your financial journey.